During the financial planning process we sometimes need to bring in specialized advice to answer certain questions that our clients pose.

Chartered Professional Accountant Laurie Rauk completes her genius work in the area of tax planning for individuals and corporations. She is the best fit to answer Jeff’s question and has provided a response below.

Thanks for being a guest on our blog Laurie!

Jeff: I’d like to learn more about using a holding company for investment income, and how … Read the whole post...

I don’t know about you, but Jeff had me with the words “I finished school with no debt”. If that doesn’t make you want to read on what will? (Well, maybe the fact that he wants to positively disrupt the auto industry.)

Jeff is June’s client hero and superhero! His entrepreneurial energy, razor sharp mind and game changer attitude just charges us up. Jeff tempers self-doubt with passion and commitment and that has brought him to a place where he … Read the whole post...

Leah: What is the best plan for beginners who want to invest money? When starting out is it wise to spread out your investments or focus on one investment?

Great question Leah! I have outlined some points below for you to consider when starting to invest.

See #5 for the answer to the second half of your question.

1. Match Financial Planning Goal to Investment Portfolio – The investment portfolio should be tailored to the length of time you plan … Read the whole post...

Did you know that cheering for the New England Patriots can result in a clean house – win or lose? We didn’t either but if you are Leah Rintoul that’s exactly what happens! And that’s not the only gold nugget of info tucked into this client hero article either.

Leah really stands out for us as someone who wants to balance her financial and lifestyle goals. Saving for the big things in life aren’t easy but the rewards as Leah … Read the whole post...

Angela: Is it better financially to dip into RRSP’s before age 65 or after?

The idea of starting to draw money out of RRSP for many people reaching age 60 almost sounds like blasphemy. It is conceivable for many at this point to have held the account for over 40 years!

It is important to remember that the purpose of this investment account is for retirement. At age 72 the government forces your hand to start withdrawing from your RRSP … Read the whole post...