So much in our world feels uncertain right now, but wondering whether you can comfortably retire should not contribute to that feeling. Our financial planners will work with you to review your personal situation, assess your goals for retirement, and help you feel confident in making the right decision on the timing of your retirement.
If you want to learn more about this package, please reach out!
Simply put, it is financial, investment, mortgage, debt or insurance advice for an agreed-upon fee.
The difference is that the fee is transparent and not tied to the sale of any product, nor paid by anyone else but the client. This allows you to ask specific questions, express concern about a product’s suitability for you, or even just get an objective second opinion about some aspect of the Canadian financial services industry.
In theory, the process of capturing long-term public equity market returns is straightforward. In practice, it’s common to lose faith in the markets, question the future of its returns, and make reactionary changes in the short term.
In our opinion, it’s crucial to review historical market returns and fluctuations on a routine basis to remain on track. Although the performance is not guaranteed to occur in the same fashion in the future, the past data helps put things in perspective.… Read the whole post...
It’s not as easy as advertised. Some traditional financial industry marketing may have you feeling like your retirement will be a failure if you don’t spend it sunning yourself on a beach or sailing around the Caribbean. Possibly your retirement will be spent working part-time in a new and interesting career, taking care of your grandkids, traveling the world, or staying closer to home and pursuing your hobbies. Planning ahead to figure out what you want to do once “9 … Read the whole post...
You can’t manage what you don’t measure. This is true for any metric you have control over: in business, the weight on the scale, and of course in your personal finances. If you don’t know how much those $6 lattes or $9 pints add up to on a monthly basis you have no idea, and no sense of control, over how much of your income is being spent on these small expenditures. Tracking is easy with a budgeting app, and … Read the whole post...
