It’s not as easy as advertised. Some traditional financial industry marketing may have you feeling like your retirement will be a failure if you don’t spend it sunning yourself on a beach or sailing around the Caribbean. Possibly your retirement will be spent working part-time in a new and interesting career, taking care of your grandkids, traveling the world, or staying closer to home and pursuing your hobbies. Planning ahead to figure out what you want to do once “9 to 5” is a thing of your past is an exciting undertaking. Once you know what it is you want to do in retirement, we can help you figure out how to make it happen.
You can’t manage what you don’t measure. This is true for any metric you have control over: in business, the weight on the scale, and of course in your personal finances. If you don’t know how much those $6 lattes or $9 pints add up to on a monthly basis you have no idea, and no sense of control, over how much of your income is being spent on these small expenditures. Tracking is easy with a budgeting app, and you may find yourself enjoying one of these beverages even more once you know it’s not throwing off your financial plan.
We help our clients make financial decisions looking at all aspects of their financial lives.